You only have to scratch the surface of the whole workplace wellbeing topic and two topics will appear. One of these is employee assistance programmes, the other is corporate healthcare plans – both of which are widely known to help employees in terms of productivity and are among some of the benefits that organisations offer their staff.
But what do you do in terms of looking after the health cover if you’re a large company and have loads of employees, in terms of managing staff policies?
In most cases – thankfully – there are well-oiled and efficient processes for the administration of group risk, ensuring everything all goes smoothly if a situation arises where an employee needs to make a claim. Health cover is of course a very popular and valued benefit among staff – and this is one of the reasons why. It’s to do with knowing that (as an employee of a firm who provide staff with a medical plan) you’ll get seen within a prompt timescale for any treatment that’s covered under the plan.
However, according to a recent survey, data issues mean that as many as sixteen percent of staff are actually uninsured. This could of course mean that if you’re a company owner and a staff member makes a claim that turns out not to be payable, then the employer would be the one picking up the tab.
This news comes after another study which was recently carried out, that indicated there are instances where organisations are unaware that staff working overseas require international health cover rather than simply travel cover for the time they are abroad.